What are aftermarket crash parts

Routes to finance

What are aftermarket parts?

Definition: Aftermarket parts are replacement parts manufactured by a company other than the original manufacturer of your vehicle. Spare parts are also known as:

  • Generic parts
  • Non-OEM parts
  • Competitive spare parts

When are spare parts used?

When it comes to repairing a car after a car accident, the insurance company may have the option to use replacement parts instead of original parts from the manufacturer after a car accident.

Aftermarket parts are not made by the original manufacturer.

Are accessories bad?

Aftermarket or generic parts have been the subject of discussion among people for years. People fear that aftermarket parts are not as good, safe, or reliable as Original Manufacturer Parts (OEM). This is a misunderstanding.

Replacement parts are increasingly hailed as potentially superior parts by some auto enthusiasts. Over the years, parts of the aftermarket have gained popularity and acceptance as good alternatives to manufacturer parts, and in some cases it is said that aftermarket parts may be superior because generic or accessory manufacturers may use more expensive materials or more advanced technologies than automakers .

Aftermarket parts can offer advantages over OEM parts, for example they often have longer warranties.

Are aftermarket parts having a vehicle warranty issue?

According to the Insurance Information Institute, replacement parts or generic parts are not allowed to affect your vehicle's warranty and are often also manufactured by the original OEM parts manufacturer.

Are accessories safe?

There are no safety implications with the use of cosmetic crash parts or aftermarket parts, with the possible exception of hoods, which could have structural effects under the IIHS.

Are there different types of aftermarket parts?

When it comes to structural auto parts, make sure they are "CAPA" certified.

Certified Automobile Parts Association (CAPA) has high standards and guidelines for parts. They check the production, the quality of the materials and the integrity of the parts. To be CAPA certified, the tests that the parts go through must determine that the parts are "functionally equivalent" to OEM parts, which is a much stronger term than the requirement of "like type and quality". Use it as a benchmark for a "spare part". Such as type and quality does not necessarily address function or test test performance. Spare parts that are CAPA certified have passed numerous levels of quality testing before they are CAPA certified. Hence, this question should be asked whenever you are given an option or need to use aftermarket or generic parts.

Are spare parts useful?

According to the General Insurance Company of America (PCI), aftermarket parts save consumers 1.5 billion dollars and the average price of an OEM part is about 60 percent more than the average price of an aftermarket part. Due to the cost savings of spare parts, they are used by insurance companies and body shops to repair vehicles after accidents.

By using aftermarket parts, insurance companies or consumers can save costs on repairs, in the end it saves insurance and consumers money. When insurance companies pay out less in claims and find ways to cost-effectively repair vehicles after a car accident, it reduces their overall losses. When the overall losses paid out by insurance companies are lower, consumers benefit from paying less overall for insurance. When insurers pay high losses, they may need to adjust their overall auto insurance rates, and this affects not just you, it affects all consumers.

  • Generic or aftermarket parts may be more readily available than original manufacturer parts, saving consumers time on how long they wait for the car to be repaired.
  • Aftermarket parts may also have longer warranties than original auto parts or OEM parts.

Aftermarket parts and your rights

Because the insurance industry is regulated at the state level, the decision is whether to use replacement parts or not. certain state-by-state. Some states allow insurance companies to use generic or replacement parts without the consent of the consumer; some states require that the consumer be informed that non-OEM, generic or aftermarket parts have been used in their vehicle; Demand the consent of the consumer for the use of retrofit parts. and in a few states the use of aftermarket parts to repair a vehicle is prohibited.

A vast majority of body shops use spare parts to repair damaged vehicles.

After a Car Accident: Should You Use Aftermarket Parts on Your Car?

Aftermarket parts are less expensive than replacing parts from an original equipment manufacturer.

How do you know if your car is being repaired with aftermarket parts?

Since the many insurance companies can use replacement parts for collision repairs, there are steps you can take to educate yourself and make a decision if you need replacement parts for your car:

1 .. Check with your insurance company for guidelines on the use of accessories. Some states have generic or sub-market practice laws, and each insurance company may have different terms in the policy wordings.

2. You can check with your state insurance officer to see if the insurance company follows state guidelines for the use of aftermarket parts. You can also read this guide about the law and the parts of customer service. Some states require that you have an estimate of your needs to be notified if aftermarket parts are being used, others prohibit their use, so it is worth checking with your state insurance officer to see what law applies to you.

3. If you find out that the insurance company uses replacement parts, you can request that OEM parts be used. If the insurance company rejects the request, then the alternative would be to look for an insurance company that has a replacement parts policy for replacement parts after the market that is more desirable.